Category Archives: Money & Wealth

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November 29, 2021

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Attitudes & Behavior, Holidays & Holy Days, Love & Works, Money & Wealth

GIVING AND RECEIVING

Don’t store up treasures here on earth, where moths eat them and rust destroys them, and where thieves break in and steal. Store your treasures in heaven, where moths and rust cannot destroy, and thieves do not break in and steal. Wherever your treasure is, there the desires of your heart will also be. [Matthew 6:19-21 (NLT)]

For it is in giving that we receive. [St. Francis of Assisi]

It’s less than a month until Christmas and I’m awaiting the family’s Christmas wish lists. Six years ago, when my son was helping his daughter compose her Christmas list, he told Mali she could ask for anything. A bit overwhelmed by such free rein, she questioned, “Anything?” While warning Mali that she may not get everything, he reassured her that she could ask for anything. To his surprise, the sweetheart asked for a sleeping bag for her little brother and explained that if he had one like hers, they both would be snug and cozy while watching their half hour of TV at night. Just four at the time, she had the right idea—giving truly is better than receiving.

Now that Mali is a worldly ten-year-old in fifth grade, I doubt that her Christmas list will reflect the same naïve generosity. Since she now has an American Girl doll, I suspect this year’s list will be more like the one her cousin made when she was the same age. That list was so long that it would have been easier if she’d just sent the American Girl catalog with the few things she didn’t want crossed out. Overwhelmed by the plethora of doll accessories available, she wanted everything. Fortunately, as she’s matured, she’s become more discerning and sensible in her requests.

Two extremes—wanting nothing for oneself or everything. How do we find balance? Although Christmas is about just one gift—the Christ child—the traditions surrounding this holy day tend to be ingrained in those colorful bags and gaily wrapped packages sitting beneath our Christmas trees. How do we keep things in perspective, not just during this season of giving and getting, but all year long? Perhaps we need to think more about filling our homes and the homes of others with love, peace, joy, and happy smiles rather than boxes, wrapping paper, and ribbons.

Father, as we prepare to celebrate the Savior’s birth, help us to share your love and blessings, to hold your Word in our hearts, and to properly set our priorities by keeping Christ as the focus of our Christmas.

The giving of gifts is not something man invented. God started the giving spree when he gave a gift beyond words, the unspeakable gift of His Son. [Robert Flatt]

You should remember the words of the Lord Jesus: “It is more blessed to give than to receive.” [Acts 20:35b (NLT)]

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October 11, 2021

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Attitudes & Behavior, Church & Worship, Family, Friends & Fellowship, Fruit of the Spirit, Money & Wealth, Sharing Our Faith

BAD EXAMPLES

Friends, this world is not your home, so don’t make yourselves cozy in it. Don’t indulge your ego at the expense of your soul. Live an exemplary life in your neighborhood so that your actions will refute their prejudices. Then they’ll be won over to God’s side and be there to join in the celebration when he arrives. [1 Peter 2:11-12 (MSG)]

laughing gullWe’d gathered for coffee when the conversation turned to tipping. Several who had been servers at one time or another mentioned what notoriously bad tippers church people seem to be. Rather than a tip, some only leave a religious tract. A barista admitted removing any she finds in the tip jar because her fellow workers find them incredibly offensive. Rather than bringing anyone to Jesus, they serve to further distance non-believers from any church!

I recalled my college days in the 60s when many restaurants and businesses had restroom attendants. Rather than money, my fellow Campus Crusaders often left religious tracts in the attendant’s tip jar. Believing that a woman who cleaned up other people’s messes in bathroom sinks and stalls for tips (and purchased gum, breath mints, hand lotion, and perfume to increase those tips) would appreciate the money more than a tract, I always left money.

Thinking that leaving a tract meant they could “chalk one up” for Jesus, my friends may have  congratulated themselves for sharing the Gospel but I thought they were taking the cheap and easy way out of witnessing for Christ. Religious tracts aren’t a substitute for sharing the Word; they are mere tools. While they may get a conversation going, explain a concept, or provide information, they don’t replace interacting with someone. Tracts are an extension of a relationship, not a replacement for one. Relationships, however, take time and effort.

Since we were discussing “bad” Christian behavior, the barista mentioned the incivility of some of the local clergy who frequent her shop. One minister is so notorious that the baristas play rock-paper-scissors to determine who has to wait on him! Doing nothing to promote the Kingdom with their short-tempers, supercilious manner, or brusque behavior, those rude clergy could take a lesson from my son.

While listening to him talk with an airline’s customer service agent, I knew why he’s such a good salesman. He sincerely cares about the people with whom he interacts. Rather than beginning with a complaint about the airline, he started out by asking the agent how she was doing, where she was located, and followed up by commenting on the location and asking about the weather. He sincerely tried to find some common ground before launching into the problem at hand. My son, however, doesn’t save his charm for people who can help him. He’s that way with baristas, butchers, bell hops, bus boys, cashiers, and supermarket baggers as well as neighbors, vendors, employees, customers, and bankers. Everyone he meets is treated with the same amount of courtesy and respect. As salesmen for Christ, we must do the same!

Mahatma Gandhi once said, “I like your Christ, I do not like your Christians. Your Christians are so unlike your Christ.” Sadly, many people hold that same sentiment. Both believers and non-believers can be arrogant, nasty, and stingy but that doesn’t make it right! It’s not just the eyes of God that are upon us—the world sees us and judges Jesus by our behavior.

It simply comes back to how we treat people—not just the people we like, want to impress, or who can do something for us—but everyone from the homeless man, server, janitor, and landscaper all the way to the CEO of a Fortune 500 company. Remembering to reflect God’s grace and generosity in all things, let’s not further the stereotype that Christians are a rude, judgmental, and cheap lot! (And, if you want to leave a tract, be sure to leave a hefty tip, as well!)

The world takes its notions of God from the people who say that they belong to God’s family. They read us a great deal more than they read the Bible. They see us; they only hear about Jesus Christ. [Alexander Maclaren]

Here is a simple, rule-of-thumb guide for behavior: Ask yourself what you want people to do for you, then grab the initiative and do it for them. Add up God’s Law and Prophets and this is what you get. [Matthew 7:12 (MSG)]

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September 22, 2021

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Attitudes & Behavior, Bible Stories, Church & Worship, Money & Wealth, Obedience, Temptation & Sin

IT’S NOT ABOUT THE MONEY

Woe betide you, scribes and Pharisees, you hypocrites! You’re like whitewashed graves, which look very fine on the outside, but inside they are full of the bones of the dead and uncleanness of every kind. That’s like you: on the outside you appear to be virtuous and law-abiding, but inside you are full of hypocrisy and lawlessness. [Matthew 23:27-28 (NTE)]

yellow hawkweedAlong with proclaiming the Word of God, the young Church was committed to ensuring that there were no needy among them. As a result, many of the early believers voluntarily sold their property and shared their wealth with the rest of the church community. Barnabas, for example, sold a field he owned and generously brought the money to the apostles for those in need.

Immediately following the mention of Barnabas in Acts, Luke tells us about Ananias and Sapphira. Like Barnabas, they sold some land and brought the proceeds to the apostles but, unlike him, the couple retained some of the funds. But, wanting to impress everyone with their generosity without actually making a sacrifice, they claimed to have contributed the full amount. Peter, however, knew better and confronted each one about their deceit and they were struck dead in divine judgment.

This is a troubling story when we mistakenly think of it in terms of how much of our money we should give to the church. It’s important to remember that Ananias and Sapphira’s sin wasn’t in keeping some of the money; it was theirs to do with as they wished. The sharing among believers wasn’t compulsory and didn’t originate in the law. It originated in love and was completely voluntary. Rather than the sin of greed, the couple’s sin was that of hypocrisy; they wanted to impress the church into thinking they were something they clearly were not. They lied to the church but, worse, they lied to the Holy Spirit! Luke tells us that “great fear” struck the entire church when the learned what happened to Ananias and Sapphira. It should strike fear in us as well! The message, however, isn’t about money; it’s that God will not tolerate deception in spiritual and personal matters.

None of us manage to fully live up to our ideals and values; we’re flawed human beings who miss the mark in a variety of ways. That we fail to be the person we should be does not make us hypocrites; it’s failing to be the person we claim to be that is hypocrisy! Putting reputation before character, the hypocrite creates a public impression at odds with his or her true self.

The book of Acts relates how the early church was threatened by the world in which they lived: persecution, arrests, imprisonment, and even death. But it also relates how the church faced threats within its own community when the sins of a few (like Ananias and Sapphira) threatened the testimony of the church. Both threats continue today. I can’t help but wonder—if God dealt as severely with deceivers and hypocrites today as He did with Ananias and Sapphira, how many people would be left to fill our pews on Sunday morning?

The hypocrite, certainly, is a secret atheist; for if he did believe there was a God, he durst not be so bold as to deceive Him to His face. [Thomas Adams]

They declare that they know God, but they deny him by what they do. They are detestable and disobedient, and useless for any good work. [Titus 1:16 (NTE)]

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July 28, 2021

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Attitudes & Behavior, Bible Stories, Money & Wealth, Obedience, Temptation & Sin

THE WRONG MASTER (Part 2)

You cannot be the slave of two masters! You will like one more than the other or be more loyal to one than the other. You cannot serve both God and money. Matthew 6:24 (CEV)

black vultureWhen writing about serving only one master, I thought of Gehazi, the scoundrel who tried serving both God and mammon. A servant to the prophet Elisha, Gehazi’s story is found in 2 Kings 5. When Naaman offered Elisha great riches in gratitude for being healed of leprosy, Elisha refused. It was God’s power, not his, that healed Naaman and, knowing that the only master he served was God, Elisha replied, “As surely as the Lord lives, whom I serve. I will not accept any gifts.”

It must have irked Gehazi to see his master refuse Naaman’s offerings of gold, silver and clothing (worth around $750 million today). After eyeing those riches, the servant pictured the life of luxury he could enjoy with some of Naaman’s treasure. It seemed foolish to send all that wealth back to Aram. Wanting some for himself and thinking Elisha would never know, Gehazi secretly followed after Naaman’s chariot.

After catching up with Naaman, the servant explained that his master had sent him. His master, however, wasn’t Elisha; it was mammon! The deceitful servant concocted a story that Elisha would like a talent of silver (about 75 pounds) and two sets of clothing for two young prophets who had just arrived. Granted, the servant’s request was somewhat modest considering the size of Naaman’s initial offer; nevertheless, it was the equivalent of 300 years’ worth of wages! I suspect Gehazi was afraid a larger request might have aroused suspicion. Nevertheless, more than happy to find a way to repay the prophet, Naaman offered twice that amount of silver and Gehazi returned home with his ill-gotten gains.

When Elisha asked where he’d been, the servant foolishly lied to his master. The prophet, however, was not deceived and told his servant that it was a time for worship, not a time for financial gain. As a result of his greed and deceit, Naaman’s leprosy became Gehazi’s and would afflict his descendants forever. The exact nature of his disease is unknown since leprosy in the Bible referred to Hansen’s disease (leprosy) as well as any other skin disease like psoriasis, alopecia, impetigo or dermatitis. Although his punishment didn’t threaten Gehazi’s life, such a skin disease condemned him to life as an outcast. Having served mammon instead of God, Gehazi expected the power, comfort and luxury promised by riches; what he got was life as an untouchable pariah.

There is nothing wrong with men possessing riches. The wrong comes when riches possess men. [Billy Graham]

People who want to be rich fall into all sorts of temptations and traps. They are caught by foolish and harmful desires that drag them down and destroy them. The love of money causes all kinds of trouble. Some people want money so much that they have given up their faith and caused themselves a lot of pain. [1 Timothy 6:9-10 (CEV)]

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July 27, 2021

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Attitudes & Behavior, Bible Stories, God's Grace & Love, Money & Wealth, Obedience, Temptation & Sin, Trusting God

THE MONEY TREE (Part 1)

No one can serve two masters; for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and mammon. [Matthew 6:24 (RSV)]

money tree - pachira acquaticaWhile walking through the botanic garden recently, I looked up to see the showy flowers of the Money Tree (Pachira aquatica). Although the tree is said to bring good fortune and prosperity, no money was hanging from its branches. Nevertheless, its name reminded me of my father’s frequent caution that money didn’t grow on trees! Perhaps it’s because money doesn’t grow on trees that we frequently seem so obsessed by it.

I’ve read claims that Jesus talked about money more than any other topic. His mention of money, however, doesn’t necessarily mean that was His topic. Although the parable’s good Samaritan gave the innkeeper two coins and promised to pay the injured man’s debt, the parable isn’t about money any more than the Hidden Treasure parable is about investing in real estate or the parable of the Loaned Money about loan sharking! Even though Jesus may have mentioned money when speaking, it seems that He was far more interested in the topics of God’s Kingdom, faith, salvation, and forgiveness than money.

Jesus, however, did tell us that we can’t serve two masters—we can’t serve both God and wealth. The word translated as serve was douleuō, which meant to serve as a slave or one in bondage, and the word translated as master was kuriois, which meant one who possesses uncontested power and absolute ownership and authority over another. In Jesus’ world, the slave had no rights and the master had complete control over him. The master owned both the slave and all of the slave’s possessions including every minute of his time!

Because Jesus’ words make it clear He was speaking of servitude, we mustn’t make the mistake of substituting “work” for douleuō or “employer” for kuriois. For example, as a consultant, my daughter works for several employers at once. Unlike a slave, however, she is free to pick and choose for whom she works and how she divides her time between them. One who serves a master, however, has no such choice because a master demands total commitment and allegiance.

The two masters of which Jesus was speaking are God and mammon (often translated as money or wealth). Nowadays, mammon has the negative connotation of filthy riches or ill-gotten gains but, to Jesus’ listeners, it didn’t. The word used was mamōna, a neutral word encompassing money, possessions, property, earnings, and riches of all kinds. The rabbis even had a saying, “Let the mammon of thy neighbor be as dear to thee as thine own,” which meant we should care for others’ possessions as carefully as our own. Like many things in life, mammon is neither inherently good or bad; how it is regarded and used is what makes it good or bad. Rather than saying wealth is inherently evil, Jesus is telling us that we can’t serve both wealth and God; at some point, the two masters’ interests will diverge.

There is nothing wrong with having a home, car, job, business, fine jewelry, or investment accounts—what is wrong is allowing any of those things (or the desire for them) to own us! We can enjoy them as long as we understand that God alone is our master and all of our possessions and time belong to Him. Although He’s loaned them to us for the time being, we are to serve God with them. When we set our hearts on money or things, however, we’re serving another master. We must never crave wealth more than we desire God, put our trust in money rather Him, love possessions more than we love Him, or choose to serve mammon rather than serve God. We cannot claim Jesus as Lord if our allegiance is to anything or anyone other than Him. He, alone, is our master and He is the one we serve!

Money is in some respects life’s fire: it is a very excellent servant, but a terrible master. [P. T. Barnum]

Do not lay up for yourselves treasures on earth, where moth and rust consume and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust consumes and where thieves do not break in and steal. For where your treasure is, there will your heart be also. [Matthew 6:19-21 (RSV)]

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July 16, 2021

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Attitudes & Behavior, Faith & Hope, Joy, Money & Wealth, Peace of God, Salvation: A New You, Thanks & Praise

RICH BEYOND BELIEF

wild geraniumYou know the generous grace of our Lord Jesus Christ. Though he was rich, yet for your sakes he became poor, so that by his poverty he could make you rich. [2 Corinthians 8:9 (NLT)]

Yes, I am the gate. Those who come in through me will be saved. They will come and go freely and will find good pastures. The thief’s purpose is to steal and kill and destroy. My purpose is to give them a rich and satisfying life. [John 10:9-11 (NLT)]

Psst! I’m rich but, please, don’t report me to the IRS. If you tell them, they’ll want their ever-increasing percentage and it’s simply nor theirs to take. The riches I have won’t pay politicians’ salaries, build highways, or purchase helicopters. My true wealth has nothing to do with bank balances, investment strategies, crypto-currency, or real estate holdings. It can’t be held in a bank or brokerage account nor can it be spent at Saks or on Amazon. Better yet, my riches are never-ending; I simply can’t run out of them!

I have a sense of peace that far surpasses anything one gets from having enormous assets at Fidelity or Charles Schwab. I have a joy far greater than one could ever get from being listed as one of Forbes magazine’s richest people. I have a better future than someone possessing a hefty IRA or annuity fund. I am loved better and forgiven more than the richest person could be by his ever-hopeful heirs. Indeed, I am blessed beyond belief.

You see, I’m enjoying the riches that come from a relationship with God. Moreover, I don’t have to concern myself with the Dow Jones average, fret about P/E ratios, read Barron’s or The Economist, or worry about capital gains or volatile markets. All I have to do is realize my need for God, admit my sinfulness, and receive Jesus Christ as my Savior.

My faith isn’t in the dollar, Bitcoin, or yen; my faith is in the Lord. Rather than regularly calling my broker, I keep in touch with God through daily prayer. Instead of poring over The Wall Street Journal and Bloomberg Businessweek, I regularly read God’s word. Rather than listening to and following my financial advisor’s advice, I listen to (and obey) the voice of the Holy Spirit. Instead of having servants, however, I am expected to serve, but it is a small price to pay. If I do all of that, not only will I maintain the riches I already have, but my riches will continue to increase (and all with no tax consequences)!

Want to be rich? Count your blessings! [sign in front of a local church]

It is the heart that makes a man rich. He is rich or poor according to what he is, not according to what he has. [Henry Ward Beecher]

The blessing of the Lord makes a person rich, and he adds no sorrow with it. [Proverbs 10:22 (NLT)]

Our hearts ache, but we always have joy. We are poor, but we give spiritual riches to others. We own nothing, and yet we have everything. [2 Corinthians 6:10 (NLT)]

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